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Tick this box if you would like a same day call back  
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Call us today on +350 200 52356

We may contact you from time to time to inform you of important information in relation to our products. STM Group will never sell, share or allow your data to be utilised by other companies.

Untitled Document
First Name* Surname*
Telephone Number*
Tick this box if you would like a same day call back  
Email Address*
Message

Call us today on +350 200 52356

We may contact you from time to time to inform you of important information in relation to our products. STM Group will never sell, share or allow your data to be utilised by other companies.

Are you paying more tax than you need to?

You can transfer your pension out of the UK with a QROPS from STM Group. Moving your pension to one of our QROPS jurisdictions (such as Gibraltar or Malta) means it will be paid to you in the UAE free from UK tax. Due to the different tax arrangements in our QROPS jurisdictions, and their respective agreements with the UAE, you are able to choose the most tax-efficient method of receiving your pension, potentially reducing your tax liability to 0%.

Further benefits of a QROPS from STM:


A choice of QROPS jurisdictions to complement the tax laws of your country of residence

Tax-efficient – with careful tax planning you may be able to take your pension free of tax

No transfer charges should your circumstances change

The ability to pass your pension on to loved ones WITHOUT them paying UK death taxes

Start enjoying the benefits of a QROPS right now!

About STM Group

STM Group is listed on the London Stock Exchange and employs over 150 people in offices in Gibraltar, Jersey, Malta and Spain. With a range of HMRC-approved QROPS available, STM offers a unique and compelling choice for anyone thinking about retiring abroad.

Why STM?

Our QROPS team has over 40 years' experience in managing personal pension schemes and providing pension solutions for expatriates and high net worth clients. As a leading QROPS provider we asure you of our total commitment to service from a team of experts.

Contact our QROPS team

STM Group Plc
Montagu Pavilion
8-10 Queensway,
Gibraltar
(350) 200 51356

pensions@stmfidecs.gi

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STM Group Plc
Listed on the London AIM

STM Fidecs Pension Trustees Limited is regulated by the Gibraltar Financial Services Commission - License Number: FSC00845B
STM Fidecs Life, Health & Pensions Limited is regulated by the Gibraltar Financial Services Commission - License Number: FSC00996B